Ontario Mortgage with Bad Credit

You can be approved - even with bad credit...

With Bad Credit, part of the mortgage approval process will involve the lender looking at the prospective property before making their decision.  If you fall into this category, you may need to put an Offer to Purchase a property with the condition that you obtain financing.  Once we have the Offer of Purchase & Sale, we can discuss your situation with a lender.  It is very likely that we'll be able to help you obtain financing though our network of alternative mortgage lenders.

We work personally with the lenders to get your application approved!

Don't let past mistakes keep you from buying a home.  Sometimes circumstances arise and you find yourself struggling to pay the bills.  Your credit report only tells part of the story.  Take control of you credit and work with your mortgage broker, and get the home you deserve.

Even if you have had credit difficulties or a bankruptcy, this won't automatically disqualify you from owning a home. There are lenders that will look at your situation on an individual basis and we'll be able to obtain a mortgage approval for you

Apply to over 40 of Canada's Top Mortgage Lenders with ONE Application!

Need help repairing your credit but don't know where to start?

 Contact us to discuss your situation.  There is hope!  We can help you design a budget and start on the road to rebuilding your credit.

If your credit has been tarnished in the past, you will need to re-establish your credit in order to be considered for a high ratio mortgage.  The easiest way to get your credit rating back on track is to obtain a credit card.  Use it wisely and make sure you pay the minimum payment each month.  This will prove to prospective lenders that you are financially responsible.

 

Start Rebuilding your credit today!